Spared by the reform of pensions, pensioners will be used to finance the dependence of the elderly. This solution is defended by members of the majority and it is also put forward in the Elysee Palace. Legislation must be enacted this winter to set up a fifth risk of social security, that dependence, alongside branches illness, retirement, family and labour accidents. Objective: to fund this new expenditure without even digging deficits. A mission of the commission for Social Affairs of the National Assembly, presided over by Valérie Rosso - Debord (UMP), ahead of the answers in a report released today, and which should be adopted only by the elected representatives of the majority.
A cost that explodes

First recommendation: appealing to retirees to cope with the explosion of the cost of the allowance personalized autonomy (APA) enjoyed by the dependent elderly. Spending increased by more than 5 per year with the ageing of the population. Two recipes are now assigned to the APA: a fraction of 0.1 point of the CSG and the contribution solidarity autonomy (CSA), from the day of solidarity set up after the heat wave of 2003. These revenues "do today finance 30 of the support, leaving the departments most of an expense they have become increasingly difficult to assume", says the report. MEPs recommend that align the CSG reduced rate enjoyed by taxable retirees (6.6) of assets (7.5). Other retirees are either exempt CSG either pay a still more reduced rate (3.8). The idea to raise the rate of taxable retired CSG is advocated for a long time by the CFDT. And just recently at the top of the State. "Retirees should be used to fund dependence", gave to the Elysee Palace, a few days ago, to justify the fact that they are not in the reform of pensions.
Refocus the APA
Another proposal Lighthouse: making pay CSA to the whole of the French, while it is paid by only employees. Artisans, professional and independent, farmers and pensioners, now exempt (which had been long controversy in 2003), would be involved. The performance expected of these two samples is of approximately EUR 2 billion.
The report also proposes mandatory "as early as 50 years" the purchase of private insurance (read below). But not, as requested by the insurers, encourage through tax incentives. "The State of public finances does not create new tax niches", slice member of Meurthe-et-Moselle. It then recommends to refocus the APA "on those who most need." The less fortunate, first. A "right of option" would be set up for those whose heritage exceeds 100,000 euros. The beneficiary would have the choice between an APA rate full "If accepting a right of recovery on his future succession, capped at 20,000 euros" and a "reduced by half but without recovery on his estate" allowance. What "generate a number of welcome savings."
The more dependent, then. Should focus the allocation of the heaviest cases, those that are classified under the categories of IRM 1 to 3. Therefore, IRG 4 would most affect APA. It is the elderly that can move within their homes, but which must sometimes be helped for their toilet or their wrapping.
